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Benefits
DC 37 Health & Security Plan Benefits Eligibility,
Enrollment & Retirement
Eligibility
For information concerning your eligibility for DC 37 Health & Security
Plan benefits, call the Inquiry Unit at (212) 815-1234. The current hours of operation
are Monday through Thursday, from 8am to 6pm and Fridays 8am to 5:30 pm. The lines
are very busy on Mondays and Tuesdays. The best time to call is later in the week,
between 8 am and 9:30 am. Enrollment
An enrollment card must be on file with the Health & Security Plan before
you can obtain benefits. - If you
are a new employee enrolling a spouse, domestic partner or dependent child(ren)in
the Plan for the first time, then you must attach copies of your marriage certificate,
domestic partnership papers and birth certificate(s) of your child(ren) to your
enrollment records card.
- If you are
a long-standing member and you recently married, added a domestic partner or recently
became a parent, then you must complete a "Change of Status Card" adding
your new family members to your file. Be sure to attach copies of the appropriate
documents to the card before returning it to the Plan.
- If
you are adding a spouse or domestic partner, be sure to include all spousal or
domestic partner employment and insurance related information on the Change of
Status Card.
- If the change in dependent
status is due to a death, separation, divorce or dissolution of a domestic partnership,
you must notify the Plan office of this, on a change of status card, but documents
are not necessary.
- If you are changing
your status, please consider updating your beneficiary information by requesting
a change of beneficiary card from the Plan office.
Most
of these benefits also cover your legal spouse, domestic partner and children
(called dependents). Your "legal" spouse is your wife or husband.
Your "children" are all your natural or adopted children, no matter
where they live (if you are responsible for their support), and the children of
your spouse or domestic partner who are living with you. Children are
covered until the age of 19. If a child is a student attending a vocational or
academic school full-time, the child is covered until the age of 23. However,
in order to determine eligibility for such dependents, the Plan must have a letter
from the Registrar's Office on file indicating the dependent's current full-time
status at the time these benefits are sought. To avoid an interruption in coverage,
proof of schooling should be submitted twice yearly, at the beginning of the spring
and fall semesters. (See Proof of Schooling section.) A totally disabled
child is covered regardless of age, as long as the disability, physical or mental,
began before the child reached age 19 or 23 if attending college full-time
and the dependent is residing with the covered member. If the disabled dependent
is at any point no longer totally disabled after his/her 19th or 23rd birthday,
as the case may be, he/she will thereafter be ineligible as a covered dependent
even if a subsequent disability is a recurrence of a prior condition. In order
to establish eligibility for a totally disabled child, medical records and/or
clinical evaluation(s) must be submitted to the Plan office. You must apply for
coverage for a disabled dependent within 6 months of the member becoming eligible
for Health and Security Plan benefits. (See Disabled Dependent section.)
Married children are not covered; nor are children who regularly work more than
20 hours a week. In order to facilitate enrollment, it is necessary that
all forms and documents received in this unit have the member's name, social security
number or PID number on it. A member needs only complete one enrollment card.
All changes made after that card is on file, must be done on a change of status
card (blue) or change of beneficiary card (yellow). -
All
enrollment cards must be completed and signed by the member. -
Change of beneficiary cards must be signed and notarized.
-
All change of status requests must
have proper documentation attached (i.e., copy of birth certificate). Proof
of Schooling Required for dependents age 19-23
Children are covered until the age of 19. If a child is a student attending a
vocational or academic school full-time, the child is covered until the age of
23. However, in order to determine eligibility for such dependents, the Plan must
have a letter from the Registrar's Office on file indicating the dependent's current
full-time status at the time these benefits are sought. To avoid an interruption
in coverage, proof of schooling should be submitted twice yearly, at the beginning
of the spring and fall semesters. A letter from the Registrar's office is the
only document that will be accepted as proof of schooling. Bills, programs and
bursar's receipts are not acceptable, nor are letters dated prior to the beginning
of the semester. Proof of schooling must include the member's name, social security
number or PID number. If proof of schooling has to be determined retroactively,
a grade report or transcript will be accepted.
Michelle's
Law Effective January 1, 2010 Michelle's
law requires employers to provide up to one year of extended health benefits (including
DC 37's supplemental health benefits) if the benefit plan receives written certification
from a student's treating physician that the student is suffering from a "serious
illness or injury, and that a leave of absence from a postsecondary institution
is medically necessary, and the resulting loss of student status would cause a
loss of health coverage under the terms of the Plan.
Change
of Status A change of status card
must be submitted along with the proper documents, to the Health and Security
Plan whenever any of the following changes occur:*Effective June 1994, all enrollment
cards submitted must include a Marriage Certificate (adding spouse), Birth Certificate
if adding a dependent child(ren) and Proof of Schooling if the dependent child(ren)
is over 19 years old. A. MarriageSubmit a copy of the marriage
certificate along with the change of status card. B. Separation/DivorceOnly
change of status card is required. C. Registration of Domestic PartnersDomestic
Partners are two people who are both eighteen years or older and neither of whom
are married or related by blood in a manner that would bar his or her marriage
in New York State; who have a close and committed personal and financial relationship
and are living together on a continuous basis; and are residents or employees
of, or former employees of New York City. Domestic Partners can obtain a blank
Domestic Partner Affidavit from the Office of the City Clerk, or they may contact
the office by calling (212) 669-8190 for other locations where the form can be
obtained. Both partners must sign the affidavit in the presence of a Notary Public,
who will counter sign and notarize the Affidavit. The notarized affidavit
must be submitted to the City Clerk's office, 1 Centre Street, Room 265. Each
partner must present one form of personal identification (i.e, drivers license,
birth certificate, passport, immigration card, etc.) along with the notarized
affidavit. For those who qualify, the Clerk will issue a signed Certificate
of Domestic Partnership, embossed with the City Seal. A copy is made for the City
records and the original certificate will be given to the partners.
To register domestic
partners with the Health & Security Plan, the following documents have to
be submitted: 1. Certificate of Domestic Partnership
or "civil union" certificate. 2. Change
of Status Card. Domestic
Partners who are retired and are Non-Residents of N.Y.S., must submit the following:
1. Alternative Affidavit
2. Change of Status Card.
D. Separation/Termination of Domestic Partners Once a Domestic
Partner severs its partnership, the member cannot re-register with another partner
until after six (6) months have passed. E. Widowed If
a member becomes widowed, only a change of status card is necessary, indicating
month and year of spouse's death or call the Eligibility Enrollment Unit at 212-815-1620
to notify the Plan. F. Adding a Dependent If the member
or a spouse gives birth, adopts, or marries someone with dependent children, a
copy of the birth or adoption papers must be submitted to the Plan.
Disabled Dependent
The following documents must be submitted for a disabled dependent who
was disabled prior to age 19 or before age 23 if attending college as a full-time
student, in order to establish eligibility for Health & Security Plan Benefits.
You must apply for coverage for a disabled dependent within 6 months of the member
becoming eligible for Health and Security Plan benefits. A medical transcript
from the physician/psychologist/psychiatrist. Medical records must indicate diagnosis,
dates of treatment, and hospitalization dates if applicable. Upon receipt
of the required documents, an in-house review will be made by the Health &
Security Plan in consultation with the Plan's Medical Consultant and a determination
will be made regarding the eligibility of the dependent. If the dependent is considered
not eligible, a rejection letter will be sent to the member. The member then has
the option of appealing the decision to the Appeals Committee of the Health &
Security Plan Board of Trustees. Guardianship
The arrangement by which certain close relatives* under age 18, may be
treated as "dependent children of the member" for the purposes of making
them eligible to receive Health and Security Plan Benefits. In order
to establish eligibility, the following must be submitted:
a. Current guardianship papers or other court documents indicating
current custodial rights.. b. Copy of the latest federal
income tax form (1040) indicating that the dependent child was claimed as a dependent. c.
Provide name and location of the school the child is attending (if child is of
school age). d. A letter...
- authorizing the Health and Security Plan to
contact the child's school for verification of address, custodial arrangements,
etc.
- indicating the whereabouts and employment status of
natural parents; and
- explaining the circumstances how the
member obtained custody of the child.
*grandchildren,
nieces, nephews and infant siblings Change
of Beneficiary When a member completes an enrollment card a beneficiary
is also designated for the Plan's Death Benefit. If a member experiences status
changes as indicated above, or a previously named beneficiary has moved or is
deceased, it is recommended that the member consider updating the Plan's records.
Please note that the Plan cannot release the name of your beneficiary to you by
phone or in writing. You can call the Plan office and request a change of beneficiary
form. This form should be completed naming your current beneficiary of choice,
signed, notarized and returned to the Plan office. Once the Plan has received
this change of beneficiary form it will replace all previously submitted named
beneficiaries. Retirement and Health
& Security Plan Benefits When you retire,
your job status changes and this can affect your Health & Security Plan benefits.
You may be eligible to continue benefits as a retiree. If you are pension eligible,
you must send a copy of your pension check stub (partial or full) along with a
copy of your agency completed and signed health insurance benefits form (ERB2000
for city employees and PS404 for State employees) to the DC 37 Health & Security
Plan, 125 Barclay St., NY, NY 10007 Attn: EEU or fax the copies to 212 815- 1649.
Failure to contact the Plan or provide the necessary documentation could result
in a disruption of your benefits.If you are not pension eligible, but meet certain
criteria in the following titles: Former Hourly Dept. of Education employee, Former
School Crossing Guard or Former College Assistant, you may be eligible for a non-pensionable
benefit package. Please call the Plan office for more information, 212 815-1234.
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